Disaster Recovery Construction for Major Property Loss
Full-scope rebuilds after fire, flood, hurricane, and catastrophic events. CBC-licensed GC coordinating mitigation handoff, structural rebuild, and carrier paperwork as one project.
The handoff from mitigation to construction is where most claims stall
Water-extraction and demo crews are usually first on scene — and they’re paid to leave the building dry, not finished. Then the project sits while the owner calls contractors, gathers bids, and waits for the carrier to approve scope. We pick up the project at the mitigation handoff: take possession of the dry, demoed space, scope the rebuild in Xactimate, get carrier sign-off, and run construction on a tight schedule. For commercial owners, every week of downtime is lost revenue. For homeowners, it’s another week in a rental. Disaster recovery construction is about moving fast without skipping the documentation that gets the claim paid.
Disaster recovery construction services
- Mitigation-to-rebuild handoff inspection and scope handover
- Comprehensive Xactimate rebuild estimate with code and ordinance line items
- Structural assessment with licensed third-party engineer when required
- Full reconstruction: framing, drywall, flooring, paint, cabinetry, trim
- Mechanical, electrical, plumbing coordination with licensed subcontractors
- Building envelope restoration: roof, windows, doors, exterior finishes
- Permitting, inspection coordination, and code-compliant rebuild documentation
- Carrier supplement management and final certificate of completion
Our disaster recovery process
- 01
Take the handoff
Walk the property post-mitigation with the owner, mitigation crew, and (when scheduled) the carrier.
- 02
Scope and price
Xactimate rebuild scope, including code upgrades and any hidden conditions found during walk-through.
- 03
Approve and permit
Carrier sign-off on scope, permits pulled, schedule built around occupancy or revenue priorities.
- 04
Rebuild on schedule
Trades sequenced for the shortest realistic timeline, weekly owner updates, daily field supervision.
Why we’re the right GC for disaster recovery
CBC-licensed, multi-vertical capability
Carrier-facing documentation built in
$15M+ documented hurricane restoration portfolio
Disaster recovery construction — common questions
Do you also do the water mitigation, or just rebuild?
We coordinate mitigation through licensed restoration partners but our scope as the GC starts at the rebuild. If you don’t have a mitigation vendor yet, we can recommend one and step in once the building is dry and demoed.
Can you work with the mitigation vendor my carrier sent?
Yes. We take the handoff from any qualified mitigation crew. The hand-over walk-through and photo documentation come with us; nothing the prior vendor did gets lost in transition.
How does this differ from regular construction?
Two big differences: a carrier sits behind every scope decision, and the building was just damaged — so hidden conditions show up during demo. We budget time for both. Regular new construction doesn’t have either pressure.
What types of disasters do you handle?
Hurricane, tropical storm, fire, water loss, vehicle impact, and vandalism. Mold and biohazard remediation are handled by licensed third-party hygienists we coordinate. Earthquakes and tornadoes are outside the SWFL norm.
Do you carry the right insurance?
General liability, workers’ comp, and the bonding capacity expected of a Florida CBC-licensed GC. Certificates of insurance are provided before contract signing on every project.
Related Services
Major loss at your property? Let’s talk this week.
We’ll meet you (and your adjuster) on site. No charge for the initial assessment.